Orr Environmental Solutions, LLC

Environmental Due Diligence

What We Offer

Environmental pollution is an incurable disease. It can only be prevented. - Barry Commoner

Orr Environmental Solutions, LLC has a team of professionals dedicated to work on environmental investigations for the Small Business Administration (SBA) loans. We have developed key relationships that enable us to stay current of all requirements laid out by the SBA for environmental investigations.

Whether you need a Records Search with Risk Assessment (RSRA), a Transaction Screen, a Phase I or a Phase II, Orr Environmental Solutions, LLC are your experts for any environmental investigation on SBA loans. We include the SBA Reliance Letter on every Transaction Screen Report, Phase I Report, and Phase II Report. (Please note that the SBA Reliance Letter is not to accompany a RSRA report.) We work to insure your environmental report meets every requirement set forth by the SBA, and passes their intense scrutiny with ease. Our goal is to take this one piece of the puzzle and provide our clients with comfort and confidence so they don't have to worry whether or not the environmental due diligence will be handled flawlessly each and every time.

While working on environmental investigations for loan originations or foreclosures, we provide the highest quality reports for a fair price - and we do it with a sense of urgency. We pride ourselves in producing exceptional quality reports, exceptional communication throughout the environmental investigation process, and in doing business the way you do business.

So what report do you need for your SBA loan? This depends on the current and past businesses that occupied your property. SBA has created a NAICS codes list of Environmentally Sensitive Industries. The type and depth of an environmental investigation to be performed varies with the risks of contamination. The higher the risk for contamination, the more in-depth environmental study required.

If the property type is not listed (and the loan value is over $150,000) you can begin your environmental investigation with a RSRA (Records Search with Risk Assessment) as shown in the SBA Steps of Environmental Investigation. If the loan amount is under $150,000 (and the property type is not found on the NAICS list) then the lender can fill out an Environmental Questionnaire with the owner/occupant of the property and submit to SBA.

When you order a Records Search with Risk Assessment (RSRA), the lender is required to do a site visit and fill out an Environmental Questionnaire with the owner/occupant and submit with the RSRA report to SBA.

When a RSRA report comes back with High Risk or Moderate Risk, SBA requires that the lender must then proceed to a Phase I. Orr Environmental Solutions, LLC credits the cost of the RSRA towards the cost of a Phase I so that the borrower isn't paying twice (if OES performed both the RSRA and the Phase I).

For property types that are listed on the NAICS list, SBA dictates that the lender/borrower must begin with a Phase I Environmental Site Assessment (ESA). The Phase I must be AAI compliant (ASTM 1527-13) and must be accompanied by the SBA Reliance Letter.

Environmental professionals at Orr Environmental Solutions, LLC are committed to quick turnaround times and thorough evaluation to enable you, the buyer or lender, to promptly make business decisions based upon reliable environmental determinations. Orr Environmental Solutions, LLC understands that providing fast, thorough, cost-effective answers to your environmental questions are critical to successfully closing real estate transactions.